Property insurance is a common type of business insurance policy. It covers the physical space of your building or office against any damage and repair costs. It also covers the contents inside your building, including furniture, inventory, office equipment, client property and much more. In the event that your office or supplies are damaged, you can make a claim for compensation to reduce disruptions in your daily business tasks. But when shopping around for a policy, remember that not all insurance companies are the same. [Read More]
Trades Insurance: Do You Need Business Expense Cover?
Tradie insurance doesn't just involve covering your vehicle, tools and income — you can also extend your protection by adding more benefits to your coverage. For example, business policies can also cover your operating expenses. What is business expense insurance? Should you add it to your portfolio? What Is Business Expense Insurance? When you run your own business, the money you earn doesn't just give you an income; it also covers your regular operating costs. [Read More]
Business Property Insurance: How to Reduce the Gaps in Coverage
Commercial property insurance is critical for your business, whether you own the space or are leasing it from another party. This coverage will protect you from financial losses if your building sustains damage. For example, an accident, natural disaster or an act of violence can cause your commercial building to be unusable. If you are not well covered, you could end up in debt due to the high costs of repair. [Read More]
Golf - Is Public Liability Insurance Really Necessary?
If you're a member of a golf club and enjoy playing for fun or you are a professional playing in tournaments for a living, you might think that public liability insurance is just an additional unnecessary expense. But is this really the case? Read on for more information. What is public liability insurance? Public liability insurance (PLI) is taken out by individuals and companies to provide them with protection against legal actions that may be brought against them by third parties claiming damages as a result of damage or injury. [Read More]