About Me

Understanding Insurance Minimums and Requirements

Welcome to my insurance blog. A few years ago, I was in a car accident, and unbeknownst to me, I did not have the legally mandated coverage levels. Because of that, I was fined, and I was taken to court by the other driver. I lost almost everything. I don't want that type of tragedy to affect anyone else, and because of that, I have created a blog with all the information you need about insurance. Explore and learn what you need to be legally compliant and understand how extra coverage can help. My name is Amanda, and I hope you enjoy this blog!

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Trades Insurance: Do You Need Business Expense Cover?

Posted on October 24, 2018

Tradie insurance doesn't just involve covering your vehicle, tools and income — you can also extend your protection by adding more benefits to your coverage. For example, business policies can also cover your operating expenses. What is business expense insurance? Should you add it to your portfolio? What Is Business Expense Insurance? When you run your own business, the money you earn doesn't just give you an income; it also covers your regular operating costs. [Read More]

Business Property Insurance: How to Reduce the Gaps in Coverage

Posted on January 18, 2018

Commercial property insurance is critical for your business, whether you own the space or are leasing it from another party. This coverage will protect you from financial losses if your building sustains damage. For example, an accident, natural disaster or an act of violence can cause your commercial building to be unusable. If you are not well covered, you could end up in debt due to the high costs of repair. [Read More]

Golf - Is Public Liability Insurance Really Necessary?

Posted on October 24, 2016

If you're a member of a golf club and enjoy playing for fun or you are a professional playing in tournaments for a living, you might think that public liability insurance is just an additional unnecessary expense.  But is this really the case?  Read on for more information. What is public liability insurance? Public liability insurance (PLI) is taken out by individuals and companies to provide them with protection against legal actions that may be brought against them by third parties claiming damages as a result of damage or injury. [Read More]

Why You should Hire an Insurance Broker

Posted on June 30, 2015

In many cases, a regular insurance policy offered by a traditional insurance agency is not going to have everything a customer needs. Often, people want to have their policies customized, and this is usually easier done when you have the services of an insurance broker. There are actually several benefits to using an insurance broker instead of going through one of the many insurance companies. For one thing, it can be difficult to figure out where you are going to get the best deals, because some companies offer certain perks while other companies offer different perks. [Read More]